Introducing Lowe's PreLoad

A prepaid solution that puts control in the Pros' hands.

5% OFF EVERYDAY*

NO COST, NO CREDIT CHECKS**

Flexible Funding

Put funds on your Lowe’s PreLoad account at any time from anywhere. Load your account with debit, credit, or a checking account.

Issue Cards Quickly

Issue cards to employees or subcontractors any time. Send and remove money from these cards all from the Lowe’s PreLoad app.

Complete budget control

Get real-time notifications, upload receipts, add descriptions, and categorize expenses within seconds. There is no need to carry receipts anymore.

5% off everyday

Get 5% off on every purchase at Lowe's and LowesForPros.com when you use your Lowe's PreLoad Card. Discount applied as a statement credit. See here for details.

Get started with PreLoad today

Getting Started

Three Simple Steps

Enjoy the benefits of Lowe's PreLoad today! No credit checks* means that signing up is fast and set up from the PreLoad mobile or web app is easier than ever.

1
icon
Sign up

Signing up is easy and takes just minutes. Submit an online application to get started. See the steps here.

2
icon
Load funds

Load your PreLoad cards with debit, credit, or a checking account.

3
icon
Save

Get 5% off on every purchase at Lowe's and LowesForPros.com when you use your Lowe's PreLoad Card.

always at hand

features

Use at all participating Lowe’s locations, including online.

Cards are accepted across the 1,700+ Lowe’s locations and online at LowesForPros.com.

Add and issue Lowe’s PreLoad cards to your employees.

Issue cards to employees or subcontractors any time. Send and remove money from these cards all from the Lowe’s PreLoad app.

Funds are easy to add.

Schedule regular deposits or just replenish the account any time when funds are needed. Money stays in your account until you send funds to employees’ Lowe’s PreLoad cards. Funds are FDIC insured via Sunrise Banks, N.A.

Track, review and budget employee spending.

Easily manage, view, and search for detailed transactions for all your employees using the Lowe’s PreLoad app. Set spending limits and get real-time spending alerts. Then download all activity from your account and import it into your accounting tool.

Seamless expense management.

With the Lowe’s PreLoad app, you get real-time notifications and can upload receipts, add descriptions, and categorize expenses within seconds.

Zero liability for unauthorized purchases.

You are not responsible for unauthorized transactions as long as you report them promptly (see details here).

Pro Offers

Save like a Pro when you sign up for PreLoad.

post
*5% off provided as a statement credit.
See here for more details.